Optional Riders

Can be added to select policies.

Accidental Death & Dismemberment Rider: This rider can be added to a Disability Income Policy or Business Overhead Expense Policy.

Ability Plus Rider: With The Hartford's* Ability Plus Benefit Rider, you may receive up to $2,000 monthly for two years if you become cognitively impaired or unable to perform two or more activities of daily living.

Cost of Living Rider: Provides for an automatic increase in benefits (typically tied to the Consumer Price Index), offsetting the effects of inflation.

Critical Illness Rider: With The Hartford's Critical Illness Rider, you can help protect yourself against the financial effect of critical illness with a $5,000 benefit. The $5,000 is payable in one lump sum. You can use the money for any expenses. 

Hospital Income Rider: Provides a fixed daily, weekly, or monthly benefit income during your time in the hospital.