Business Overhead Expense Insurance Program

One of your primary assets as a professional is your earning capacity. A sickness or injury that interrupted your career could result in tremendous financial losses to you. This Business Overhead Expense Program has been designed especially for the self-employed professional.

To be eligible, applicants must be under age 60, work at least 30 hours a week and live in the United States.

This plan provides up to $10,000 of monthly benefits, to help reimburse you for the ongoing overhead expenses of maintaining your office during periods of Total Disability.

Future premiums will be waived for as long as benefits are payable after you have been Totally Disabled for six months.

You will receive own occupation protection, which means you qualify for benefits if you cannot perform the substantial and material duties of your own occupation.

 

Policy # AGP-5039, AGP-5009

All of our policies are backed by our Satisfaction Guarantee! Once you receive your Certificate of Insurance, review it at your leisure. If you are not completely satisfied, return it within 30 days…no questions asked!


Accident Death & Dismemberment Insurance
Business Overhead Expense Insurance Program
Earnings Guard Insurance
Joint Term Life Insurance
Select Term Life Insurance
Long Term Disability Income Insurance
Short Term Disability Income Insurance
Disability Income Insurance Plan Designed Especially for Nurses
Optional Riders




Underwritten by:
Hartford Life Insurance Company and
Hartford Life and Accident Insurance Company
Simsbury, CT 06089

All benefits are subject to the terms and conditions of the policy. Policies underwritten by Hartford Life Insurance Company and Hartford Life and Accident Insurance Company detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in force or discontinued. Plans may not be available in all states.


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Copyright © 2006 Physicians Planning Service Corp. of Connecticut.  All rights reserved.